Author: drnszgy

On July 24, the central bank implemented another interest rate cut, reducing rates by 25 basis points. This followed a previous reduction in June, resulting in a total decrease of 50 basis points over a short period. These consecutive cuts have sparked widespread interest among financial and real estate professionals, who are keen to understand…

In recent years, the international and domestic landscape has been highly unpredictable, with both political and economic situations becoming increasingly complex. Analyzing the current global economic environment from a macro perspective can provide valuable insights into how these trends affect everyday life and investment strategies. Global Economic Overview The global economy, particularly in North America,…

In the current economic environment, overall growth is slowing down, and this structural adjustment highlights a significant shift in risk preferences. This shift from a high to a low risk tolerance is influenced by various factors beyond mere economic metrics. These factors include domestic and global political dynamics, changes in industrial characteristics, demographic shifts, and…

Investing is not like playing cards or rolling dice where one can act impulsively. In real estate, timing is not as crucial. The key is to invest in valuable properties when one has the means. Market conditions always present opportunities, but identifying these opportunities requires a thorough analysis of one’s capabilities and the suitability of…

  Toronto’s real estate market is currently experiencing its most challenging period in two decades, with industry experts comparing it to the early 2000s. The downturn is evident in both pre-construction and resale markets, amidst global economic uncertainty and the lingering effects of the COVID-19 pandemic, creating a turbulent environment for investors and homebuyers alike.…

Toronto’s real estate market, especially condos, is currently shaped by significant economic factors. Understanding these influences is crucial for making informed investment decisions. Key macroeconomic factors to consider include monetary policy, immigration policy, and housing policy. Macro Factors Influencing Condo Investment Monetary Policy: The current high-interest-rate environment, with rates at 5%, is the most restrictive…

The Canadian government has recently introduced several new policies aimed at aiding first-time homebuyers and addressing challenges in the real estate market. One of the significant changes is the increase in the amount that can be withdrawn from retirement accounts for down payments, rising from $35,000 to $60,000. Additionally, starting August 1st, first-time buyers with…

Many individuals are eager to invest in real estate but are often held back by high personal debt. Understanding the strategies for loan investments, especially in commercial loans for multi-unit properties, can open new doors for aspiring investors. Commercial loans offer significant advantages over traditional personal loans. They do not require personal income to determine…